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How A North Korean Defector Sends Money Back Home

July 22, 2022

It may seem like North and South Korea are completely cut off from each other, but even after decades of separation, channels of communication persist. Defectors who have made it to freedom are bridging the gap, connecting people inside North Korea to the world beyond. Through extensive broker networks, they send back money and information, accelerating change in the world’s most authoritarian country.

Through this process known as remittances, millions of dollars are sent into the country every year, representing huge spending power. Here’s how they do it!

North Korean refugees can send money to their families back home


Reconnecting with Family

To send money back home, North Korean refugees must first contact their families. They hire brokers to find their relatives and arrange illicit phone calls close to the border with China, where smuggled Chinese cell phones can connect to international networks. In North Korea, people are often wary of such brokers, so they may have to be convinced with codewords or childhood nicknames that only the family would know, or recognizable handwriting and photos.

To avoid being caught, contact is often made from the mountain at night, or using a series of text or voice messages sent through apps like Wechat and quickly deleted. When the call finally happens, it can be emotional for both sides.

“You hear someone say, ‘Okay you’re connected, you can speak now.’ But no one says anything to each other. You just hear a high-pitched tone, and silence. Could this be real? You’re just crying, and can’t even speak.”

– Miso, escaped North Korea in 2010


How Remittances Work

There are different ways to send money to North Korea, but a simple version involves three parties: A North Korean resettled in South Korea, a remittance broker in North Korea, and the recipient in North Korea.  

  1. A resettled North Korean, makes a request to a remittance broker to arrange a transfer. They wire money to a Chinese account controlled by that broker. 
  2. The remittance broker in North Korea uses a smuggled Chinese phone to confirm receipt of the funds.
  3. After taking a hefty commission, they give cash to the refugee’s family. The family can confirm receipt of the money by sending a photo, video, or voice message back, so the sender can be confident that they’ve not been scammed.


With this process, the remittance broker in North Korea occasionally needs to replenish their cash on hand. This could happen through the physical smuggling of cash, but oftentimes money from their Chinese bank account is used to buy goods in China that are then sold in North Korea, generating cash. In this way, physical money never actually has to cross borders.

How North Korean refugees send money back into the country


The Power to Change Lives

North Korea is one of the poorest countries in the world, whereas South Korea is one of the richest. Therefore remittances from relatives in South Korea or elsewhere can be absolutely transformative. The money is spent on almost everything, including food, clothing, shoes, medicine, housing, transport, and bribes to keep the family safe.

“I’ve sent money back to North Korea ever since I resettled in South Korea. I send an average of $1,500 a year. My parents used the money to buy a house! They’re also going to use it to help my younger brother escape and come to South Korea.”

– Jeonghyuk, resettled North Korean refugee

With new resources also comes new opportunities. North Koreans who never had the means before can now think about starting a business at the Jangmadang, or market. Since the collapse of the regime’s socialist economy in the 1990s, the markets have become essential to making a living. The flow of remittances is increasing trade, food security, marketization, and entrepreneurship, empowering ordinary North Koreans to gain autonomy.

North Koreans engaging in market activity and entrepreneurship. Photo credit: Eric Lafforgue.


A Ripple Effect

Along with money, North Korean refugees send back news and information from the outside world. At first, family members back home may not want to hear about life beyond the border. Decades of propaganda villainizing the outside world can be difficult to overcome, and if caught in communication with defectors, they could face serious punishment.

But as money continues to flow in, many people can’t help but be curious- what do their relatives outside do to make a living? What kind of house do they live in? Is life there like the K-dramas smuggled into North Korea? Conversely, defectors ask their family members, what they can do with the money in North Korea? This exchange of information is incredibly valuable, providing a glimpse into the most closed society on earth.

Resettled North Korean refugee, Geum Ju, living in South Korea as a florist

The flow of information into North Korea erodes the regime’s propaganda and changes worldviews. As the people learn more about the wealth and opportunities of the outside world, some may also risk their lives to escape. Money sent from remittances can also be used to fund this dangerous journey.

“When I first contacted my family back in North Korea after I resettled in South Korea, they didn’t believe that I was doing well here. My parents even resented me a little for leaving. But after I sent them money and told them more about my life here, their views changed. Now they realize that the regime has been lying to them and they’re not as loyal anymore. I have become a pioneer of freedom to my family back in North Korea.”

– Jo Eun, rescued by LiNK in 2017

Jo Eun, resettled in South Korea



Agents of Change

Remittances are about more than just the movement of money. Refugees who have been separated from their families aren’t able to go back home themselves, but can still care for their loved ones in some way. Every phone call into the country and every dollar sent back represents one small step towards the day when the North Korean people finally achieve their freedom. 

More than 33,000 North Korean refugees have made it to freedom, and although it has become more difficult during the pandemic, surveys report that 65.7% have sent money back to North Korea. At LiNK, we’re committed to working with and building the capacity of North Korean refugees so they can succeed in their new lives and make an even bigger impact in their communities and on this issue. 

A North Korean Refugee’s Legacy of Freedom | Holly & Mia’s Story

April 24, 2024

As a little girl in North Korea, I dreamt of becoming a musician. When I was 6 years old, I saw my school teacher playing the organ. After class one day, I went up and placed my hands on the keys, trying to mimic what she played. When the teacher got back, she asked who touched the organ. All the kids looked at me and I thought I’d get in trouble, but instead of punishing me, she started teaching me how to read music. Eventually, my teacher came to my home and urged my parents to send me to Pyongyang, North Korea’s capital, to pursue music with some of the country’s best musicians.

But my parents knew I could not achieve my dream. My grandfather had been a landowner before the North Korean regime took power. When the Korean War broke out, he had fled to the South, never to be heard from again. The regime didn’t forget my family’s past - to them, we were traitors. Before I was even born, my future had been decided.

I couldn’t attend a university or get a good job. While others studied, I would have to dig for coal and sell it. 

One night, I was gathering firewood on a mountain near the South Korean border with another girl. In the distance, I saw a town that was dazzlingly bright in the dark evening. Electricity is a luxury in North Korea, and I soon realized I was looking across the border. I had secretly watched South Korean movies for years. I had seen the delicious food they ate and the amazing places they traveled. I stared at the lights and dreamed of what my life could be.

The dream was too powerful to ignore. I worked every day from sunrise to sunset to save money for my escape.

I gathered rare mushrooms on the slopes of North Korea’s tallest mountain, through the bitter cold. After sixty trips, I had enough money to hire a broker to help me escape into China.

But I trusted the wrong broker.

The broker betrayed us and sold us out. Soldiers were waiting for us at the meeting point and we were dragged from the river to an interrogation cell. The secret police want you to confess that you were trying to defect to South Korea. They beat you with a stick and slam your head against a wall until you just want the pain to stop. But if you confess, you’re sent to a political prison camp to die like an animal.

So I refused to say anything. They kept beating me and screaming at me, but I closed my eyes and held on to my dream of freedom. It was two weeks before they finally sent me to a detention center.

A woman in my cell told me about another broker who could help me escape. But there was a catch - I would have to be sold to a man in China.

I chose the unimaginable. I was sold for less than $3,000.

It is hard for me to talk about this time in my life. The man who bought me kept me in a small bedroom in his house. In one month, I was pregnant. When he found out, he told me to get an abortion. I refused. He tried to drug me and take me to get an abortion while I was unconscious.

One night I felt sick and thought it was food poisoning, but I was in labor and rushed to the hospital. After twenty hours, the doctor had to perform an emergency c-section. The man who bought me complained about the extra expense.

But when I woke up, there was my beautiful baby. I put her on my chest and knew she was my everything. My new dream was to give my daughter Mia a chance to have a better life than me.

I knew we couldn’t stay in China. The man who bought me didn’t want a child, and every day we stayed was another day we could get caught. But I couldn’t take a newborn baby on the dangerous journey. I waited until Mia was one year old, making secret plans with someone who could help us escape - now I know they were part of LiNK’s rescue network.

The day of our escape finally came, and we went to a safe house. I had Mia on my back and a bag full of diapers, clothes, and a small bracelet that was a gift for her. It was everything we had. We met up with other North Koreans, and they were not happy that Mia and I were joining them. I could not blame them. There were stories about groups that were caught because of a crying baby.

Taking care of a one year old is hard enough. Doing so while avoiding the Chinese police was one of the hardest things I have ever done.

I didn’t want Mia to cry so I never put her down, even when my back and arms ached from rocking her. We never stopped for more than a few hours so I had to breastfeed her along the way. Whenever we did have a break, I’d change her diapers, clean her, and make sure she ate enough. By the time I was done, we had to move again. I didn’t have time to eat so I went days with barely any food.

But every mile we traveled brought us closer to our new life. One hot morning, we climbed into a boat and crossed a river. With Mia in my arms, we were met by LiNK’s field team who welcomed us into freedom.

There are two days I will never forget. The day Mia was born and the day I arrived in the United States. I cried so much walking out of the airport. I had no idea what our new life would look like, but we were together and we were finally free.

Now when Mia falls asleep in my arms, all I feel is happiness. My story used to only be about my dreams, but now, I am watching my daughter grow into a fearless and curious person. If I never decided to escape and if I didn’t have LiNK’s help, Mia’s life would be so different. Instead of growing hungry, she has a full stomach. Instead of learning North Korean propaganda, she’s learning about science and animals and the world. Instead of fearing we could be sent to a political prison camp, I just worry she’s growing up too soon.

I believe that one day, every North Korean will be free. And every child will be able to write their own story, like my Mia.

Thanks to Holly’s bravery and the help of LiNK supporters around the world, Mia will never know a life without freedom. Holly will be leaving behind a legacy of freedom for her daughter and for generations to come.

You can help rescue more North Korean refugees and support them as they begin their new lives.

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